Compare travel insurance for Malaysia £0^
Key takeaways:
The average cost for travel insurance for Malaysia is £47.83
^ Travel insurance can protect you against cancellations, medical emergencies, and your belongings being stolen, lost or damaged
You may need to buy extra cover if your trip includes adventurous sports or activities
Do I need travel insurance for Malaysia?
Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.
Travel insurance can financially protect you if your holiday to Malaysia is unexpectedly cancelled, you need medical treatment while travelling, or your valuables are lost, damaged or stolen.
According to 2025 data from the Association of British Insurers:
British residents had to make 500,000+
^ claims on their travel insurance in 2025The most common reason for claiming was to cover unexpected medical expenses, with an average insurance payout of £1,528
^ In contrast, you can find travel insurance to Malaysia from just £16.53
^ a day
Malaysia hosts major events throughout the year, including Chinese New Year celebrations in February, the Malaysian Motorcycle Grand Prix at Sepang International Circuit in October and the Rainforest World Music Festival in Sarawak in June.
If you’re travelling during busy events, travel insurance can help cover delays, cancellations or lost belongings.
Malaysia travel advice
Still current at: 26 Jun 2026
FCDO advises against all but essential travel to parts of Malaysia
For travel to Malaysia, ensure your passport is valid for at least six months beyond your arrival date and complete an online arrival card before your trip. Be aware that the FCDO advises against all but essential travel to the eastern Sabah coastal islands due to kidnapping risks, though this does not apply to mainland Sabah. While general tourist stays are permitted for up to 90 days without a visa, any overstays can lead to fines, detention, or deportation.
For travel to Malaysia, ensure your passport is valid for at least six months beyond your arrival date and complete an online arrival card before your trip. Be aware that the FCDO advises against all but essential travel to the eastern Sabah coastal islands due to kidnapping risks, though this does not apply to mainland Sabah. While general tourist stays are permitted for up to 90 days without a visa, any overstays can lead to fines, detention, or deportation.
This is an AI-generated summary of UK government travel advice. Check the FCDO website for complete information.
What type of travel insurance do I need for Malaysia?
Malaysia is covered under worldwide travel insurance policies.
The specific type of policy you need depends on your travel plans:
One trip to Malaysia only
If you are only visiting Malaysia, choose single-trip travel insurance and select Malaysia as your destination.
One trip to Malaysia and other countries
Combining a holiday in Malaysia with visits to other countries, (perhaps a backpacking trip around South-East Asia?)
Single-trip travel insurance can cover multiple countries as long as:
You don't head home in-between countries. For that you need multi-trip insurance.
You are not away for a long time (policy dependent, but usually a month). For that you need backpackers’ insurance.
You will need to choose worldwide cover for Malaysia
Several holidays throughout the year
You might save money by selecting an annual multi-trip travel insurance policy.
Travelling with a medical condition
You can get travel insurance with a pre-existing medical condition, but it may be more expensive than a standard policy.
How much is travel insurance for Malaysia?
The average cost of travel insurance for a single trip to Malaysia is£34.72
Traveller(s) | 7 day trip | 14 day trip |
|---|---|---|
Individual | £18.58 | £29.35 |
Couple | N/A | £42.67 |
Family | £24.66 | N/A |
Group | £35.68 | £104.29 |
The figures in this table are the averages of the costs paid by MoneySuperMarket customers over the last three months.
Can I get last minute travel insurance for Malaysia?
Yes, it is possible to get last-minute travel insurance up to the day of your departure, although not all insurance providers will offer this.
You can buy last minute travel insurance through MoneySuperMarket.
Is it cheaper to buy travel insurance closer to my departure date?
No, it is usually more expensive to buy travel insurance last-minute.
If possible you should buy your holiday insurance as soon as you book your trip. That way you'll be covered if you have to cancel your holiday to Malaysia.
What should my travel insurance policy for Malaysia include?
Standard travel insurance will usually cover:
Illness and accidents
Trip and activity cancellations
Lost luggage (including your passport)
Theft including pickpocketing
Repatriation (bringing you home if you are seriously injured, ill or dead)
Personal liability (you are responsible for accidentally harming someone or their property)
🚩Different travel insurance policies have different inclusions and exclusions. You should always read your documents and check what you're covered for.
What isn't covered by travel insurance for Malaysia?
Typical exclusions include:
Undeclared pre-existing medical conditions
'Unforeseeable' disasters including terrorism, war, strikes and natural disasters
Alcohol and drug-related incidents
Travel to areas advised against by the government (found on the FCDO website)
Adventure or winter sports
💡 Top tip: You can upgrade your insurance to include add-ons like winter sports, gadget cover and travel disruption cover.
Medical care in Malaysia
If you need medical treatment while you’re in Malaysia, you will be required to pay for this.
That’s why it’s even more important to have a travel insurance policy in place which can cover these costs.
You can’t use a Global Health Insurance Card (GHIC) in Malaysia as it is not a member of the scheme.
Can I get travel insurance for Malaysia if I have a pre-existing medical condition?
Yes, you can get travel insurance cover with a pre-existing medical condition, but it may be more expensive than a standard policy.
A pre-existing condition is any medical issue for which you had symptoms, medication, medical advice, treatment, or tests before you took out your insurance policy. It includes mental health conditions and disabilities.
You must disclose all pre-existing medical conditions. If you don't, your insurer can refuse to pay out for a claim.
You can buy medical travel insurance through MoneySuperMarket.
Do I need a visa to visit Malaysia?
You won’t need a visa for visiting Malaysia if you have a full UK passport and plan on staying less than 90 days.
However, as of 1 January 2024, foreign travellers entering Malaysia must submit a free Malaysia Digital Arrival Card (MDAC) online within three days prior to their arrival.
The form requires personal and travel details, with exemptions for Singapore citizens, permanent residents, and long-term pass holders.
If you’re travelling between Peninsular Malaysia and East Malaysia, you must have your passport with you at all times.
🚩 Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice website.
Do I need vaccinations to visit Malaysia?
The NHS Fit for Travel website recommends that your regular vaccinations are up to date before you travel to Malaysia, including your flu and Covid-19 vaccines if you are eligible for these.
Some tourists also have the following vaccinations before arriving in Malaysia: Diphtheria, Hepatitis B, Rabies, Tetanus, and Typhoid.
🚩 Vaccination recommendations may be different for individuals with specific health conditions. We recommend speaking to your doctor before travelling.
What travel insurance do I need for diving in Malaysia?
Your standard travel insurance policy will not usually cover you high-risk or adventurous water sports, which may include diving, jet skiing or snorkelling.
However, every policy is different so you will need to check what is, and what isn’t, covered with yours. If you’re not covered for water sports, you will have to buy an adventurous sports add on.
What travel insurance do I need for hiking in Malaysia?
You may need to buy adventure sports cover for hiking in Malaysia. Standard travel insurance policies often will not cover more extreme activities like rock climbing, mountaineering or hiking above a certain height or in riskier locations.
You can add adventure sports cover to your existing travel insurance for a fee.
How do I claim on my travel insurance?
Report the incident you want to claim for to your insurer as soon as possible
If something is stolen, report it to the local police within 24 hours and get a report
Keep records of what has happened, including photos or videos and the contact details of anyone involved
➡️ Learn more: How to make a claim on your travel insurance.
Where can I get cheap travel insurance for Malaysia?
With MoneySuperMarket you can compare quotes from up to 42 different travel insurers, helping you find the best price for the level of cover you want.
Plus, we offer our travel insurance customers rewards! Get a voucher worth up to £5
Just sign up to our free SuperSaveClub
💡 Top tip: Looking for travel insurance for another destination? Check out our travel insurance destination guide hub.
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Jessica Bown is an award-winning freelance journalist and editor who has been writing about personal finance for almost 20 years. She started her career on the Money team at the Daily Express, then...
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